Kit Kat is Introducing a New Flavor For Valentine’s Day

Happy early Valentine’s Day, people! Kit Kat has released a new flavor just in time for you to give to that special someone.

Kit Kat Valentine’s Raspberry Creme miniatures are “Perfect for sharing with the classroom, office, or friends and family, KIT KAT® Valentine’s Raspberry Crème Miniatures put a sweet and colorful seasonal spin on the iconic KIT KAT® taste. Each bite-sized piece merges layers of crispy wafers with a smooth, rich raspberry crème coating, delivering a combination of taste and texture that simply can’t be found anywhere else. Each festively pink miniature KIT KAT® bar comes individually wrapped, making it easy to share this unique Valentine’s Day candy with anyone and everyone.”

Right now, they’re available at Walmart for $2.98.

8 Field Agents Share Their 2020 New Year’s Resolutions

New year, new goals– right? Right. We’re always looking to our Agents for inspiration, so naturally, we went to a group of them to find out what new goals and resolutions they have for the new year. We got a few ideas for ourselves, too.

8 Field Agents Share Their 2020 New Year’s Resolutions:

1. “I plan to get in better control of my finances. I’ll pay down debt, save for a rainy day, and stick to my budget. Additionally, I plan to send my hubby back to school for his Master’s degree.”

2. “Eat Healthier, get more organized, exercise more, spend more time with family and friends.”

3. “I don’t know if I really make resolutions for New Year’s versus just making changes when I feel the need to. I will say that I am going to make more of an effort to see the people in my life that I don’t see as often as I should. I am planning on making sure I make plans and stick to them, without letting “life” get in the way. I think taking a few hours to visit with people who are important to me is essential to growing as a person.”

4. “To have better posture and have fun– not stress as much.”

5. “I want to be the best me I can be! Healthy eating, hitting the gym, finding a job that I love going to instead of having to go to. Overall bettering myself health and wellness, physically, emotionally, and mentally!!!”

6. “To make myself a priority in all decisions. I’ve put my needs on the back burner far too long. To find joy in the small things and to work on making healthy life choices in all areas.”

7. “My New Year’s resolution is to stop stressing about things I can’t control. Life is hectic and to add unnecessary stress over things I have no control over is such a burden. I will focus more on things I can control and let the other things slide off my shoulders.”

8. “My resolutions are the yearly lose weight resolution, be better when it comes to managing money and write my book I’ve been planning for ages.”

Guess How Much Money Mariah Carey Has Made From “All I Want For Christmas is You”

It’s not every day that a songwriter can sit down and pen a classic hit that lives on to generation after generation. Some would argue that it would be even rarer for a songwriter to pen an original Christmas classic. Haven’t we said and sang everything there is to sing and say about Christmas?

Mariah Carey didn’t think so, which is why her hit “All I Want For Christmas Is You” has become a holiday classic. Penned in 1994, the song has sold over 16 million copies and is the 12th best-selling single of all-time (ever). It’s also the best-selling Christmas single of all-time.

So, how much money has songwriter Carey made from the tune over the last 25 years? $60 million.

Not bad.

The song recently hit No. 1 on the Billboard Hot 100 chart for the first time in 25 years and is featured in an Amazon mini-documentary, “Mariah Carey is Christmas: The Story of ‘All I Want for Christmas is You’.”

10 Field Agents Describe Their Perfect Christmas Day

The perfect Christmas day probably looks different to everyone, so we asked a few Agents to tell us what their perfect Christmas day looks like.

10 Field Agents Describe Their Perfect Christmas Day:

  1. My perfect Christmas is spending time with my family. We always get together, open gifts, have a wonderful dinner, and then play games at the kitchen table. Lately, we’ve also been going to Christmas Eve service at my church, which is always a nice treat and brings everyone closer. I now have a combined family due to marriage and will get to enjoy two Christmas celebrations.”

2. “My perfect Christmas day would be waking up at the crack of dawn to see the excitement on my kids’ faces when they see the presents Santa left them. Then watching the kids open the gifts and having a breakfast casserole. Then going to my parents’ house for a big Christmas lunch with my whole family.”

3. “My perfect Christmas starts on Christmas eve. It will start with candlelight service. At the end, “Silent Night” is sung by candlelight. Then I would head to my mom’s house with my son & exchange a few gifts. Then home, and exchange gifts with my son and dogs. Christmas day would be a hot breakfast. It will follow with some lounging with my dogs before dinner. Dinner would be with all seven of my siblings & all of my nieces & nephews at the multi-purpose room we rent because we have such a huge family.”

4. “Christmas Day is perfect when spending the whole day with family. Opening presents in the morning by the tree and having a pancake breakfast afterward. Dinner is spent with close relatives at their homes and playing board games late into the night.”

5. “An early morning with my kids opening their stockings, breakfast together, and a lazy day playing outside with my kids and some downtime with my husband.”

6. “Waking up to leftover Chinese food after being up late the night before at my sister’s house after decorating the Christmas tree! Then preparing a HUGE meal for the family! We actually own a Christmas tree lot so we do everything on the 24th…”

7. “My perfect Christmas Day would be waking up with the kids and opening gifts with them followed by brunch at home. We would then relax and watch Christmas movies all day followed by a quiet dinner at home. I’d make a roast and potatoes and maybe a salad and dessert. A quiet Christmas at home with my husband and kids is the perfect Christmas to me.”

8. “My perfect Christmas Day is waking up to a bunch of presents under the tree, decorations everywhere and delicious smells of candles and festive food. Then spending the day with my husband together watching movies and driving around to see Christmas lights.”

9. “For me, a perfect Christmas day is getting to spend it with family and watch the eyes of my grandchildren as they see the beauty of Christmas morning and then they get to learn about the spirit of Christmas and the gift we were given with the birth of Jesus. We don’t get be together that often so the more the merrier.”

10. “My family is my wife and three children. We stay home and enjoy the day with presents in the morning, a late breakfast, watching football and eating our dinner around 6. Then, after dinner, we watch a family movie. My wife observes “Boxing Day’ so we do it all again on the 26th.”


Ever Wondered About Those Huge Bows on Cars in Commercials? Same

We’ve all seen them– the commercials where the husband surprises the wife with a new car and a giant bow on top. The commercial with the fleet of cars driving through the snow all topped with giant bows. But, where do those bows come from?

Willie Geist and “Sunday TODAY” got the bottom and top of those bows and where they come from. Turns out, it’s a California company literally called King Size Bows.

You Can Still Pay for Christmas with Real Money

“It’s the most wonderful time of the year…for the credit card companies.  There is much jingle belling and hearts will be telling of credit galore.  It’s the happiest season for more.”  Ok, so I reworded the old classic Carole.  But someone needs to say it, “don’t spend more than you can afford on Christmas- this year.”  Reign it back in if you didn’t save well.

I know this is late for a Christmas savings article, but wouldn’t it be nice to have saved some money for your Christmas shopping this season?

I am a guy who knows you are supposed to save for Christmas but rarely do… until lately.  Like Ebenezer Scrooge, if I haven’t saved for the holidays, I am in a pretty humbug mood.  If I haven’t saved, I am the guy who rails against the materialism of the season.  For goodness sake, Jesus Himself only got three gifts.  I am the guy who sabotages the Spirit of Generosity in my home.  My wife and my son are much more generous than I am and love to give gifts.  If we haven’t setback money, I wreck it for all of us.  But if I have saved, I am more like Tiny Tim- God bless us everyone.  Saving for Christmas has saved Christmas for us!

A few years ago, our family decided that we were going to buy Christmas with real money.  If fact, in my family of three we distribute cash to each one of us to buy the other family member’s gifts.  The budget is based on how well we saved.  Some years our budget is $300 ($100 given to every person to buy gifts for the others, practically that means I have $50 to spend on my wife and $50 to spend on my son).  Last year our budget was $450 ($150 per person to buy gifts) and this year we just sold a house, so we are bumping up to $600 ($200 per person to buy gifts).

I illustrate this just to say that having a plan that reflects the reality of your financial situation is important.  You may spend more or less than my family.  That doesn’t matter.  The specific numbers don’t matter but having a plan that you can afford does.

Don’t guilt-trip yourself if you are using credit this year but keep track of what you spend on gifts this year and decide now to start saving for Christmas next year.  May the Christmas of 2020 be a credit-free Christmas for you.  God bless us, everyone.

About The Budget Guys: 
For the last 10 years, The Budget Guys have been helping families and individuals get their financial lives together. Tim has been married to Terri for over 30 years and Chris has been married to Tiffany for over 20. We have both had our share of knock-down-drag-discussion over finances. So, we bring some experience. We would love to sit down with you at your kitchen table (metaphorically speaking, we actually meet in our offices), and lend a fresh set of eyes to your situation. For more info and budget help, check out

12 Christmas Cookies That Will Impress Everyone You Know

Is there anything better than an old’ fashion Christmas cookie? Yes, an updated Christmas cookie. Enter, Susan Spungen and the New York Times. Susan has taken the classic cookie and turned into a modern-day foodie masterpiece for all to enjoy.

Get all of the recipes on

KFC 11 Herbs & Spices Firelog from Enviro-Log® is Back

They say good things come to those who wait and in this case– good things are coming to those who love KFC and love fires.

The chicken giant has released the KFC 11 Herbs & Spices Firelog from Enviro-Log® for a limited time and you can buy it at Walmart. Truly, a match made in fire-building heaven.

According to KFC, “Once again you can fill your home with the warmth of a fire that spreads the mouth-watering aroma of Colonel Sanders’ secret recipe. Throw one on the fire and grab a bucket of the Colonel’s world-famous fried chicken, then sit back and enjoy. Order one today, and you’ll be wondering how you were ever able to enjoy a fire that didn’t smell like fried chicken.”


7 Great Stocking Stuffer Ideas Straight From Field Agents

Stockings– are they just for decoration or are they another avenue to deliver heartfelt goodies on Christmas day? For most, they serve as a great way to spread little nuggets of holiday cheer after digging into wrapped presents under the tree. But, what are the ideal items for stockings? We asked our Agents for a few ideas.

7 Great Stocking Stuffer Ideas Straight From Field Agents:

1. “I think the candy cane full of m&m’s is always a hit and the storybook of Lifesavers. I can find them at Walmart or Walgreens. I will put these items in all 4 of my kids’ stockings, and yes, I would like it in my own stocking if I were a kid.”

2. “The best stocking stuffer to me is a $50 Walmart gift card so that the recipients can buy whatever they want. Best stocking stuffers can also be gloves, winter hats, lotions, seasonal fragrances shampoos. You can find them at Walmart stores.”

3. “Every year we get miniature puzzles in our stockings. Whether it’s a jigsaw or a mind puzzle they’re always fun and making the stocking opening take longer. Great little gifts that only cost a few dollars but bring joy on Christmas morning.”

4. “I have a household of boys! I usually go to the Dollar Store and buy things like earphones, duct tape, and candy. Just fun little things but they are also useful.”

5. “Our family loves to put lottery scratch tickets in stockings. Every age loves them and the anticipation of winning. You can buy them at grocery stores and convenience stores. I would like to find them in my stocking along with a little box holding a pretty diamond ring.”

6. “The best stocking stuffers that I see my family enjoys the most is having their favorite snack in their stocking, especially favorites that have a holiday twist, such as Holiday Cracker Jack mix. Also, a special Christmas card with an encouraging or inspirational note designed specifically for each person with a stocking. Feeling warm and fuzzy already.”

7. “Watches, wallets and chocolate are the best stocking stuffers. These items can be found everywhere and should be given to people age 4 and up. My fiancé and daughter will get these items in their stocking this year. I wouldn’t mind getting these items in my stocking this year.”

8 Christmas Cookie Recipes Straight From Field Agents

When the holidays roll around each year, you can count on a few things for certain– food, food, food. Right? Of course, one of those food categories is sweets and sweets mean Christmas cookies! We asked our Agents for their go-to, favorite Christmas cookie recipes and boy, did they deliver!

Note: some Agents didn’t tell us what their cookies are called, so we took some liberties. The recipes have not been altered though. Also, in one case, one Agent left very detailed instructions on how to make a perfect snickerdoodle cookie, but she didn’t tell us the ingredients.

8 Christmas Cookie Recipes Straight From Field Agents:

1. Snickerdoodles

“HOW TO MAKE THE BEST SNICKERDOODLE COOKIE: Start by creaming butter and sugar for 4-5 minutes. This is an important step as the butter coats the sugar crystals and creates a smooth texture. It also whips air into the cookie dough. Use Cream of Tartar as a leavening agent. It gives it the signature tangy flavor and chewy texture. A touch of baking soda helps the cookies to rise as well. Double roll the cookie balls into a cinnamon-sugar mixture. This helps to make sure the cookies are completely coated in cinnamon-sugar before baking. Bake just until the edges begin to become a light golden color. These snickerdoodle cookies need to be soft and chewy so watch carefully. If you want them to be flat, press the balls down in the center before placing in the oven.”

2. Cocoa Cookies


2 cups granulated sugar
3/4 cup vegetable oil
4 eggs
2 teaspoons vanilla extract
2-1/3 cups all-purpose flour
2 teaspoons baking powder
1/2 teaspoon salt
1/3 cup powdered sugar for rolling


1. Combine granulated sugar and oil in a large bowl; add cocoa, beating until well blended. Beat in eggs and vanilla. Stir together flour, baking powder and salt; gradually add to cocoa mixture, beating well.

2. Cover; refrigerate until dough is firm enough to handle, at least 6 hours.

3. Heat oven to 350°F. Lightly grease cookie sheet or line with parchment paper. Shape dough into 1-inch balls; roll in powdered sugar to coat. Place about 2 inches apart on the prepared cookie sheet.

4. Bake 11 to 13 minutes or until almost no indentation remains when touched lightly and tops are crackled. Cool slightly. Remove from cookie sheet to wire rack. Cool completely. Makes about 48 cookies.

3. Super Sugar Cookies


1/2 cup butter, softened
1/2 cup shortening
1 cup sugar
1 large egg
1 teaspoon vanilla extract
2-1/4 cups all-purpose flour
1/2 teaspoon baking powder
1/2 teaspoon baking soda
Additional sugar


Preheat oven to 350°. Cream butter, shortening and sugar until light and fluffy. Beat in egg and vanilla. In another bowl, whisk flour, baking powder and baking soda; gradually beat into creamed mixture. Shape into 1-in. balls. Roll in additional sugar. Place on greased baking sheets; flatten with a glass. Bake until set, 10-12 minutes. Remove to wire racks to cool.

4. Christmas Cookies

3 cups all-purpose flour
3/4 teaspoon baking powder
1/4 teaspoon salt
1 cup unsalted butter, softened
1 cup sugar 1 egg, beaten
1 tablespoon milk


Sift together flour, baking powder, and salt. Set aside. Place butter and sugar in a large bowl of an electric stand mixer and beat until light in color. Add egg and milk and beat to combine. Put mixer on low speed, gradually add flour, and beat until mixture pulls away from the side of the bowl. Divide the dough in half, wrap in waxed paper, and refrigerate for 2 hours. Preheat oven to 375 degrees F. Sprinkle surface where you will roll out dough with powdered sugar. Remove 1 wrapped pack of dough from refrigerator at a time, sprinkle rolling pin with powdered sugar, and roll out dough to 1/4-inch thick. Move the dough around and check underneath frequently to make sure it is not sticking. If the dough has warmed during rolling, place cold cookie sheet on top for 10 minutes to chill. Cut into the desired shape, place at least 1-inch apart on a greased baking sheet, parchment, or silicone baking mat, and bake for 7 to 9 minutes or until cookies are just beginning to turn brown around the edges, rotating cookie sheet halfway through baking time. Let sit on baking sheet for 2 minutes after removal from oven and then move to complete cooling on wire rack. Serve as is or ice as desired. Store in an airtight container for up to 1 week.

5. Pfeffernuse Cookies


2 sticks (1 cup, 224 gr) unsalted butter, room temperature
1 1/2 cups (336 gr) dark brown sugar, lightly packed
2 large eggs 2 1/2 tsp anise extract (this is traditional in this recipe, but can be left out if you do not like anise. I have made them without several times and they are still delicious)
1/4 tsp table salt or Morton kosher salt (use 1/2 tsp if using Diamond kosher)
2 tsp baking soda
1 1/2 tsp cinnamon
1 tsp ground ginger
1/2 tsp white pepper
1/2 tsp ground cardamom or clove (clove is more traditional, but I prefer the flavor of cardamom) 3 1/4 cups (390 gr) all purpose flour (measured properly-lightly spooned into measuring cups without packing in and leveled off)


In the bowl of a stand mixer fit with a paddle attachment, or in a large bowl with a hand mixer, cream together the butter and brown sugar until light and fluffy. About 3 minutes. Add the eggs, anise extract, salt, baking soda, cinnamon, ginger, white pepper, and clove or cardamom into the bowl and mix until everything is incorporated. Add the flour into the dough and mix just until it is incorporated. You do not want to mix for a long time, just until the flour is incorporated in. Press the dough out to about 1″ thick and wrap in plastic wrap. Chill the dough in the refrigerator for at least 30 minutes and up to 3 days. Preheat the oven to 350F (177C). Divide your dough into 16 pieces. Press 1 piece of dough into a ball and roll it out between your hands and a clean work surface to form a thin rope, about 1/4″ thick. Use a sharp knife (or I like to use a bench scraper) to cut out tiny nut size pieces of dough. Place on a baking sheet. You can completely fill your sheet in a single layer, but you will need to bake these in several batches to get them all baked. It typically works out to be cutting out the next sheet pan of cookies while the one before it bakes. Bake at 350F (177C) for 10-14 minutes, until a dark golden brown. Check the cookies at 10 minutes and bake longer if needed. The cookies will be slightly soft when they first come out of the oven but will become very crispy as the cool. Store the completely cooled cookies in an airtight container at room temperature for up to 1 month. NOTES This dough can be made up to 3 days in advance and stored in the refrigerator until you are ready to bake. These cookies keep a very long time, up to 1 month, and the flavor keeps developing. Make them far in advance of your holiday party or for gift giving! If the dough is too sticky to roll out, let it chill for longer and add a little bit of flour to your work surface while rolling them out.

6. Chocolate Flakes

“Melted chocolate chips + corn flakes. Mix. Spoon onto parchment paper. Decorate with sprinkles (optional). Allow cooling and harden. Indulge.”

7. Cake Mix Cookies

1/3 cup of oil
2 eggs
1 box of cake mix
powdered sugar for rolling


Mix your favorite flavor of boxed cake mix, two eggs, and 1/3 cup vegetable oil. Roll into balls and roll in powdered sugar. Bake at 375° for 7-9 minutes. Tons of variations. All very good.

8. Peppermint Chocolate Chip Cookies

1 cup butter, at room temp
1 cup brown sugar
1/2 cup sugar
2 eggs
1 1/2 tsp vanilla
3 cups plus 2 Tbsp flour
1 tsp baking soda
1/2 tsp salt
1 cup crushed candy canes or peppermint crunch
2/3 cup semi-sweet chocolate chips
1 cup bittersweet chocolate chips (or more semi-sweet if you don’t have bittersweet)

Preheat oven to 350 F. Line two baking sheets with parchment paper, or lightly butter them, and set aside. In the bowl of an electric mixer, or stand mixer fitted with paddle attachment, or a large bowl if mixing by hand, cream the butter and sugars until light and fluffy. Add the eggs, one at a time, beating well and scraping down the sides of the bowl after each addition. Beat in the vanilla. Sift the flour, baking soda and salt together in a small bowl. Add the dry ingredients to the butter-sugar mixture, and mix until just combined. Fold in the peppermint pieces and chocolate chips. Using a cookie scoop or two spoons, scoop cookie dough onto prepared pans. Bake 12-15 for smaller cookies, 14-17 for larger ones or until the tops are a light golden brown (mine came out after 12 minutes). Cool the cookies on the sheets for 5 minutes, then transfer to wire racks to cool completely. Recipe adapted from In The Sweet Kitchen